Atlantic Insurance Child care centers insurance program

As a Child Care Center director or owner you spend a great deal of time developing a professional child care operation. We, therefore, have put together a custom insurance package to help you rest easy knowing that all your hard work is protected – so you can focus on what you’re passionate about – the children.

We’ve partnered with Utica National Insurance Group to provide a cutting edge package that includes:

Property Protection

Replacement coverage for your center’s building and business personal property is available.

Care Pak and Care Pak Plus Endorsements

A comprehensive range of endorsements or coverage extensions:

  • Business Income (in case of an unforeseen business interruption such as a fire).
  • Outdoor Fences and Playground Equipment
  • Data Processing Coverage
  • Employee Dishonesty
  • Valuable Papers and Records

General Liability

Provides protection for “incidents” such as bodily injury, property damage, personal injury, advertising injury, etc.

Child Care Legal Liability

Covers the child care center and its employees, volunteers, and board members for legal liability that stems from acts, errors, or omissions in the course of child care duties.

Molestation Coverage

Protects the child care center for allegations of abuse or misconduct.

Commercial Automobile

Coverage can include physical damage to employee or volunteer autos, towing/service, and much more.

Employment Related Practices Liability

Provides broad coverage and defense for discrimination, wrongful termination, sexual harassment and related incidents.

Umbrella Policy

At least $1 million for all qualifying accounts, with higher limits available!

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