Janitorial Insurance in Massachusetts

Atlantic Insurance Brokerage, Inc is providing insurance options for Janitorial Insurance to businesses in Massachusetts & beyond.

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Janitorial Insurance Massachusetts

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Janitorial Insurance Massachusetts

Running a janitorial or cleaning business involves more than just keeping spaces spotless—it also means protecting your team, your clients, and your livelihood from unexpected losses. At Atlantic Insurance Brokerage, we help cleaning professionals across Massachusetts find tailored janitorial insurance solutions that keep them covered from every angle. 

Whether you operate a small, family-run service or manage a large commercial cleaning company, our experts can guide you toward affordable, flexible coverage designed around your real-world risks.

What Is Janitorial Insurance and Why Does It Matter?

Janitorial insurance is a specialized form of business insurance created for cleaning and maintenance professionals. It may include several types of protection under one convenient policy, such as general liability, property coverage, and workers’ compensation. These policies can help cover incidents like property damage, client injuries, or stolen cleaning equipment—issues that can happen even to the most careful professionals.

At Atlantic Insurance Brokerage, we understand that no two cleaning companies are the same. That’s why we work closely with you to customize your janitorial insurance plan based on your services, staff size, and business locations. The goal: ensure that every aspect of your cleaning business is protected, so you can focus on doing what you do best—making Massachusetts shine.


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“Dan was so knowledgeable and helpful with both my personal insurance and also our commercial policies. Can’t recommend more!! Always nice to be able to pick up the phone and deal with an agent directly.”

D. Wallace

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How Can Janitorial Insurance in Massachusetts Protect Your Business?

Operating in Massachusetts means your janitorial business may face unique challenges—such as strict building access policies, snow-related slip hazards, and diverse commercial contracts. A tailored janitorial insurance policy can safeguard your company from these risks.

For example, general liability coverage can help pay for accidental damages to a client’s property or injuries that occur while your employees are on the job. Workers’ compensation insurance, which is required for most businesses in Massachusetts, can provide financial support for medical expenses and lost wages if a staff member gets hurt while working.

With Atlantic Insurance Brokerage, you can expect local expertise and personal attention. We know the Massachusetts insurance landscape, which allows us to match you with trusted carriers that offer strong coverage at competitive rates.

Janitorial Insurance Massachusetts

What Types of Coverage May Be Included in a Janitorial Insurance Policy?

A comprehensive janitorial insurance package may include several key coverages to protect against everyday risks and rare surprises. Depending on your needs, Atlantic Insurance Brokerage can help you explore:

  • General Liability Insurance – Helps cover third-party bodily injury or property damage claims.
  • Workers’ Comp Insurance – Provides benefits for employees who experience job-related injuries.
  • Commercial Property Insurance – Protects office spaces, equipment, and supplies from damage or theft.
  • Janitorial Bonds – Offers reassurance to clients by covering dishonest acts like theft.
  • Commercial Auto Insurance – Covers company vehicles used to transport supplies or staff.
  • Inland Marine Coverage – Protects cleaning tools and machines that travel between job sites.

Each policy can be customized to fit your exact situation. Our experienced brokers explain your options clearly, helping you choose only what makes sense for your cleaning business—never more than you need.

At Atlantic Insurance Brokerage, we pride ourselves on providing personalized, transparent, and local service to businesses throughout Massachusetts. We’re not just policy providers—we’re your long-term partners in risk management. Our team takes the time to understand your operation, your clients, and your growth goals before recommending coverage options.

Because we’re an independent insurance brokerage, we work with a wide range of reputable carriers. That independence means you get multiple quotes, clear comparisons, and honest advice—not a one-size-fits-all plan. Whether you’re based in Boston, Worcester, Springfield, or Cape Cod, our brokers can help ensure your janitorial insurance offers the protection and flexibility you need to grow with confidence.

The cost of janitorial insurance in Massachusetts depends on several factors, such as your business size, payroll, equipment value, and type of cleaning work. A solo cleaner may pay a few hundred dollars per year for basic liability coverage, while a larger operation with multiple employees and vehicles will need a broader policy.

At Atlantic Insurance Brokerage, we believe in transparency and value. We’ll help you compare multiple quotes from top-rated insurers to find affordable protection that meets your requirements without unnecessary extras. Our goal is to help you save money without cutting corners on coverage that matters.

If your business involves cleaning, maintaining, or servicing residential, commercial, or industrial properties, janitorial insurance is essential. This includes:

  • Commercial cleaning companies
  • Carpet and floor care specialists
  • Office cleaning services
  • Window washers and custodial crews
  • Independent janitors or subcontractors

Even small, part-time cleaning businesses can benefit from coverage. A single accident—such as spilled chemicals damaging a client’s carpet—can lead to costly claims. Having a strong insurance plan in place can protect your reputation and finances, allowing you to handle issues smoothly and professionally.

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How Do You Get Started With a Janitorial Insurance Quote?

Getting insured shouldn’t be complicated. With Atlantic Insurance Brokerage, it’s quick and straightforward to get a custom janitorial insurance quote. Simply share some details about your cleaning business—like the number of employees, services offered, and equipment used—and we’ll handle the rest. Our team provides guidance every step of the way, ensuring you understand your policy before you sign.

We make it easy to adjust or expand your coverage as your business grows, whether you start offering new cleaning services, hire more staff, or take on larger contracts. Contact us today for a free, no-obligation janitorial insurance quote and discover how we can help safeguard your hard work, your team, and your peace of mind.

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